Hartnell College provides full-time employee health coverage through  Municipalities, Colleges, and Schools Insurance Group (MCSIG).  Employees also have the opportunity to voluntarily participate in supplemental District coverage

Full-time  employees may select from a menu of medical plan options offered by MCSIG (all eligible employees are covered by the dental & vision plan).  The District pays 100% of full-time employee premiums, and 95% of dependent premiums - up to the cost of coverage for MCSIG's Medical PPO $25 plan (aka "Base Plan").  

Employees who elect to enroll in medical coverage that costs less than the "Base Plan" coverage may receive the difference in cost (up to $200/month). This is a District-paid "shared savings" contribution deposited into an HRA (Health Reimbursement Account) on behalf of the employee. 


2024 Hartnell Rate Sheet

Comparison Chart

Complete Care Summary of Benefits and Coverage


Delta Dental - (Medium Level with Orthodontia, plan #7104-2198)

VSP - (Medium Level, plan "B")


  • Access to enroll in multiple voluntary supplemental plans administered by American Fidelity (AF)

  • American Fidelity Flyer 
      • Short-term Disability (*Note: District employees do not pay into CA State Disability)  
      • Accident Only
      • Critical Illness
      • Hospitalization
      • Cancer




Who To Contact

  • Alma Arriaga
    Benefits and Leaves Analyst
    Phone: (831) 770-6166
    Building: D - College Administration (North)
    Office: Room 111 
    College Administration (North)